Terms and Conditions of Service

These terms govern your use of our subscription-based financial planning service. By accessing or using our website, you agree to these terms and conditions.

September 22, 2025

Acceptance of Terms

By using this website and subscribing to our service, you acknowledge and accept these terms and conditions. If you do not agree, please discontinue use of our services.

Definitions

For clarity, key terms used in this policy are defined below.

• ‘Service’ refers to the subscription-based financial planning support provided by us.
• ‘User’ means any individual or entity accessing or using our website or subscribing to our service.
• ‘Content’ includes all information, text, images, and materials displayed on the website.
• ‘Subscription’ means the recurring monthly payment for ongoing access to our planning services.

Use of Service

Our service is intended for personal use by Australian residents. Use for unlawful or unauthorised purposes is strictly prohibited.

Eligibility

The service is available to individuals over 18 years of age capable of forming binding contracts. Proof of age may be required.

Not available to persons under 18.

User Responsibilities

Users agree to provide accurate information and comply with all applicable laws.

• Keep login credentials confidential and secure.
• Ensure information provided is true, accurate, and kept up to date.
• Use the service only for lawful purposes in accordance with these terms.
• Notify us promptly of any unauthorised use or security breaches.

Prohibited Uses

You must not misuse our platform. Prohibited actions include:

• Attempting unauthorised access or interfering with security features.
• Harassing, abusing, or harming other users or staff.
• Using the service for commercial resale or unauthorised marketing.
• Uploading malicious code or engaging in harmful activities online.
• Violating any applicable laws or regulations in Australia.

Intellectual Property Rights

All website content, including text, graphics, and branding, is owned or licensed by us and protected under Australian law. You may not reproduce, distribute, or modify any content without written consent.

User Content

Content submitted by users remains their responsibility. By submitting content, you grant us a licence to use it for service provision.

Privacy and Data Protection

We collect and handle personal data according to our privacy policy, ensuring compliance with Australian privacy legislation. Please review our privacy policy for details. See privacy policy

Disclaimer and Limitation of Warranty

Service information is provided for general guidance only. No warranty is made as to completeness or suitability.

Limitation of Liability

To the extent permitted by law, we are not liable for any direct or indirect loss arising from your use of our service or website.

Indemnification

By using our services, you agree to indemnify us from any claims, damages, or losses related to your use of the site or service.

Dispute Resolution Process

Any disputes will be addressed through negotiation and, if needed, formal legal channels.

Applicable Law and Jurisdiction

These terms are governed by Australian law. All disputes are subject to the jurisdiction of Australian courts.

Termination

We reserve the right to terminate service access for breach of terms or unlawful activity.

Modifications

Terms may be updated at any time. Continued use constitutes acceptance of changes.

Severability

If any term is found invalid, the remainder will continue in effect.

Entire Agreement

These terms represent the full agreement between you and us regarding the service.

Contact Details for Queries

Contact us for any questions regarding these terms and conditions.